North Carolina is a “fault” state, meaning that if there was a car accident that caused an injury, the victim can get a compensation from the driver who was “at fault.” This is opposed to “no-fault” states in which an injured party receives compensation from their insurance company, regardless of who caused the accident, or was at fault.
If you happened to be hurt in a car crash, you might be eligible for compensation for your injuries and losses from:
- Your own insurance carrier, who will then seek reimbursement from the at fault party or their insurance company
- The at-fault driver
- The at-fault driver’s insurance company
The “at-fault driver” doesn’t always have to be the driver of the other car. If you were the passenger in a car that was involved in a crash, you might consider the driver of that car to be at fault and file a claim against them for endangerment.
Automobile Insurance Coverage
North Carolina requires drivers to carry insurance amounts of minimum:
- $25,000 per single person claim for injury or death
- $60,000 maximum coverage amount per incident
- $25,000 for claims of property damage
Personal injury claims have strict time limits In North Carolina. The statute of limitations is 3 years.
Even if you think your claim will settle, you should still consult an attorney after the accident, the sooner the better. They might find that you are eligible for other claims with a shorter statute of limitations period. Or, the settlement might not go through, and it would be beneficial for you to still have time to file your claim in court, and have legal representation to do that with you.
North Carolina car accident law requires that a driver involved in a car accident call 911 as soon as possible if there is:
- injury to any person
- death to any person
- total property damage of $500 or more
Failure to do so is a considered a misdemeanor and is punishable by law. Once the police arrive, they will start an investigation and provide a report, that can be later used in legal proceedings, when you’ll need to determine fault, and the liable party for your compensation case.
Your Case Handled Fast
What can you get compensated for?
- Medical expenses
- Pain and suffering
- Loss of income
- Property damage
Free Case Evaluation
If you were injured in a car accident, call us to schedule a free consultation. As a victim of negligent behavior that resulted in a personal injury, being represented by a lawyer gives you a much better chance of receiving the full compensation that you are entitled to. At Ambrosino Law, we know how to handle any nuances of a personal injury case and thoroughly assess your damages.